A one-in-200-year US disaster could create a $700 billion protection gap, Moody's finds

A single extreme US catastrophe could produce losses that nearly match the entire global reinsurance capital base

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.