Delaware agent gets three years for siphoning client money meant for premiums

Regulators say Zenaida Nieves-Cordero chose Spanish-speaking customers who she expected would be too afraid to go to the authorities

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.