Meta's insurers already won't defend it, and design-based liability claims may be why

A Delaware court has already ruled Meta's own insurers don't have to pay its defense costs. The legal theory behind that ruling is now spreading well beyond one company

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.