Affordability, AI, and PBM Reform Set to Reshape Employer Benefits

Brokers overwhelmingly expect affordability pressures to transform benefits plan design within five years, according to the Council of Insurance Agents & Brokers. The post Affordability, AI, and PBM Reform Set to Reshape Employer Benefits appeared first on Risk & Insurance.

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.