The insurance industry's junior hiring problem isn't about AI. It's about your remote work policy

The US insurance industry is facing 400,000 retirements, falling graduate vacancies, and a junior hiring decline it has largely attributed to AI automation

Commercial risk teams are responding with tighter controls, scenario modeling, and broader collaboration across underwriting, claims, and cyber operations.

Leaders continue to prioritize resilience planning while balancing cost, coverage terms, and operational exposure in a changing market cycle.